Let’s have a real conversation.
If you’re like most people, you assume your insurance advisor is keeping you covered. After all, you’ve got the policies, the premiums are paid, and maybe you’ve even received a discount or two along the way.
But here’s the truth no one tells you:
Most people aren’t protected. They’re just paying for policies.
What’s the Difference?
There’s a huge gap between having an insurance policy and having a protection strategy.
And the difference usually comes down to the person sitting across from you. Are they just selling insurance—or are they acting as a true Risk Advisor?
Let me break it down.
The Policy Seller
You’ve met them before. The agent who’s quick with a quote, fast to promise savings, and more focused on the transaction than the long-term relationship.
Their process usually looks like this:
- Get your address and car info
- Run a quote
- Email a proposal
- Hope for the sale
If you ask about liability limits, future risks, or how the coverage fits into your bigger financial picture—you’ll likely get a blank stare or a vague answer.
The Risk Advisor
A true Risk Advisor takes a very different approach.
Before we ever talk about products or pricing, we go through a structured process called the Three Pillars of Protection™:
- Property Protection – Are your home, vehicles, and valuables covered correctly?
- People Protection – What happens to your income, family, or business if something happens to you?
- Future & Liability Protection – Are you protected from lawsuits, cyber threats, and unexpected financial risks?
We start with a Protection Strategy Session™, not a quote. Because the goal isn’t to sell you a policy—it’s to build a custom protection plan based on what matters most to you.
So, Here’s the Question You Should Be Asking:
Has anyone actually reviewed your risk across all three pillars?
If not, you may be leaving yourself (and your family) exposed—and paying for coverage that won’t show up when it counts.
What Real Protection Looks Like
Real protection doesn’t come from a one-size-fits-all policy. It comes from:
- Asking better questions
- Understanding how your life and assets need to be protected
- Identifying gaps before they become problems
If your advisor hasn’t taken the time to walk you through that process—it might be time for a second opinion.
Let’s Talk Strategy, Not Sales
If you’re ready for a smarter conversation about risk—one that’s rooted in education, clarity, and long-term value—I invite you to schedule a Protection Strategy Session™ with us.
There’s no pressure and no pitch. Just a real look at where you are, and where the gaps might be.
👉 https://calendly.com/prominentins/30min
Final Thought
You wouldn’t trust your financial future to someone who only looked at your bank account. So why trust your protection to someone who only gives you a quote?
Let’s build something stronger—together.
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